
Page Last Updated
September 2, 2010
IN-HOUSE CD SPECIAL
Effective Dates: September 3, 2010 through September 9, 2010
Term |
Compounding
Frequency |
Minimum To Open |
Interest Rate |
APY* |
6 Months+ |
Semi-Annually |
$1,000 - $9,999 |
.90% |
.90% |
6 Months+ |
Semi-Annually |
$10,000 - $50,000 |
1.00% |
1.00% |
6 Months+ |
Semi-Annually |
$50,001 and over |
1.10% |
1.10% |
17 Months++ |
Semi-Annually |
$1,000 - $9,999 |
1.08% |
1.08% |
17 Months++ |
Semi-Annually |
$10,000 - $50,000 |
1.18% |
1.18% |
17 Months++ |
Semi-Annually |
$50,001 and over |
1.28% |
1.28% |
33 Months++ |
Semi-Annually |
$1,000 - $9,999 |
2.02% |
2.03% |
33 Months++ |
Semi-Annually |
$10,000 - $50,000 |
2.12% |
2.13% |
33 Months++ |
Semi-Annually |
$50,001 and over |
2.22% |
2.23% |
* APY = Annual Percentage Yield. The APY is being stated at the highest that could be earned. Certificates of Deposit will roll over for the same term at the current advertised rate.
+Early Withdrawal Penalty - three months interest.
++Early Withdrawal Penalty - six months interest.
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CERTIFICATES OF DEPOSIT
Effective Dates: September 3, 2010 through September 9, 2010
Pick-a-Term
Certificate
Of Deposit
|
Compounding
Frequency |
Minimum
To Open |
Regular COD
|
APY* |
30-90 Days+^ |
At Maturity |
$2,500 |
.28% |
.28% |
91-181 Days+ |
At Maturity |
|
.33% |
.33% |
182-364 Days+ |
Semi-Annually |
$2,500 |
.48% |
.48% |
12-17 Months++ |
Semi-Annually |
$500 |
.78% |
.78% |
18-23 Months++ |
Semi-Annually |
$500 |
.93% |
.93% |
24-35 Months++ |
Semi-Annually |
$2,500 |
1.33% |
1.33% |
36-47 Months++ |
Semi-Annually |
$2,500 |
1.82% |
1.83% |
48-59 Months # |
Semi Annually |
$2,500 |
2.02% |
2.03% |
60 Months # |
Semi-Annually |
$2,500 |
2.86% |
2.88% |
30-Month
ChoiceOne** |
Semi-Annually |
$2,500 |
1.87% |
1.88% |
|
Semi-Annually |
$5,000 |
2.37% |
2.38% |
* APY = Annual Percentage Yield. The APY is being stated at the highest that could be earned. Certificates of Deposit will roll over for the same term at the current advertised rate. ^Certificates of Deposit that are under 30 days are reserved for Municipals only.
+Early Withdrawal Penalty - three months interest.
++Early Withdrawal Penalty - six months interest.
#Early Withdrawal Penalty - twelve months interest.
**Can adjust one time during the 30-month term.
***Can withdraw up to 50 percent of current value one time during the 42-month term.
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INSURED MONEY MARKET
Effective Dates: September 3, 2010 through September 9, 2010
Amount |
Minimum To Open |
Interest Rate |
APY* |
$0 to $7,499.99 |
$100 |
.20% |
.20% |
$7,500.00 to $24,999.99 |
-- |
.40% |
.40% |
$25,000.00 to $49,999.99 |
-- |
.60% |
.60% |
$50,000.00 to $99,999.99 |
-- |
.80% |
.80% |
$100,000.00 to $249,999.99 |
-- |
1.00% |
1.01% |
$250,000.00 and over |
-- |
1.20% |
1.21% |
* APY = Annual Percentage Yield. Interest compounds monthly. The rate may change after account opening. Minimum monthly balance fee of $10 if balance falls below $2,500.
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INTEREST CHECKING
Effective Dates: September 3, 2010 through September 9, 2010
Amount |
Minimum To Open |
Interest Rate |
APY* |
$.01 to $4,999.99 |
$100 |
.10% |
.10% |
$5,000.00 to $24,999.99 |
-- |
.20% |
.10% - .18% |
$25,000.00 to $49,999.99 |
-- |
.40% |
.18% - .29% |
$50,000.00 to $99,999.99 |
-- |
.60% |
.29% - .45% |
$100,000.00 to $249,999.99
|
-- |
.80% |
.45% - .66% |
$250,000.00 and over |
-- |
1.00% |
.66% - .93% |
* APY = Annual Percentage Yield. Interest is paid on each tier for the amount within that tier at the rate stated on this web site. The rate may change after account opening. The APY is being stated at the highest that could be earned.
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7 DAY TUESDAY ACCOUNT
Effective Dates: September 3, 2010 through September 9, 2010
Amount |
Minimum to Open |
Interest Rate |
APY* |
$.01 to $9,999.99 |
$10,000 |
.20% |
.20% |
$10,000.00 to $19,999.99 |
-- |
.45% |
.20% - .33% |
$20,000.00 to $49,999.99 |
-- |
.70% |
.33% - .55% |
$50,000 and over |
-- |
.95% |
.55% - .93% |
* APY = Annual Percentage Yield. Interest is paid on each tier for the amount within that tier at the rate stated on this web site. The rate may change after account opening. The APY is being stated at the highest that could be earned. |
HEALTH SAVINGS ACCOUNT
Effective Dates: September 3, 2010 through September 9, 2010
Minimum to Open |
Interest Rate |
APY* |
No Minimum |
1.00% |
1.01% |
| * APY = Annual Percentage Yield. Interest is paid on each tier for the amount within that tier at the rate stated on this web site. The rate may change after account opening. The APY is being stated at the highest that could be earned. |
INDIVIDUAL RETIREMENT ACCOUNTS
Effective Dates: September 3, 2010 through September 9, 2010
Fixed Rate IRA |
Term |
Mininum To Open |
Interest
Rate |
APY* |
12-Month |
$500 |
.78% |
.78% |
24-Month |
$1,000 |
1.32% |
1.33% |
36-Month |
$1,000 |
1.82% |
1.83% |
48-Month |
$1,000 |
2.02% |
2.04% |
60-Month |
$1,000 |
2.86% |
2.89% |
18-Month variable rates are available upon request. |
* APY = Annual Percentage Yield. The APY is being stated at the highest that could be earned.
IRA accounts are compounded quarterly.
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STATEMENT SAVINGS ACCOUNT
Effective Dates: September 3, 2010 through September 9, 2010
Amount |
Minimum
to Open |
Interest
Rate |
APY* |
$1.00 to $9,999.99 |
$25.00 |
.10% |
.10% |
$10,000.00 and over |
-- |
.20% |
.10% - .20% |
* APY = Annual Percentage Yield. Interest is paid on each tier for the amount within that tier at the rate stated on this web site. The rate may change after account opening. The APY is being stated at the highest that could be earned. |
Rates and Annual Percentage Yield (APY) are subject to change daily.
Request further information from our staff concerning fees and terms applicable to the advertised accounts. Fees, penalties, and early withdrawal may affect the actual interest earned and the APY.
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